Are you ready for a rise in home lending interest rates?

July 11th, 2017

It’s no secret that interest rates for home lending and other loans (except maybe for credit cards) has been at historic lows for several years. But be prepared. They cannot stay low forever. When the interest rate on your home lending mortgage or other credit instruments goes up, as it will inevitably, will you be […]

Home lending tips: How to choose the mortgage that’s right for you

June 14th, 2017

You might be ready to buy a home. Or perhaps the term on your mortgage is coming to an end, and it’s time to refinance. With all the home lending options on the market, how do you choose the mortgage that’s right for you? The place to start is by learning some lending basics. A […]

Personal banking tips: Pre-authorized bill payments

May 17th, 2017

Paying bills is one of the most important parts of personal banking. Most of us have bills we must pay every month or every two months. Pre-authorized debits allow you to automate the payment of utilities, taxes and other regular bills on time, saving you time and adding convenience. You can set up pre-authorized bill […]

Personal banking tips: What to do if your credit or debit card is stolen

May 17th, 2017

Credit cards and debit cards offer great convenience and financial security. They make personal banking, shopping, paying bills and managing personal finances so much easier. But what happens if your cards are lost or stolen? What do you do if, when you check your online personal banking account or credit card statement, you discover charges […]

Banking tips: How to reduce ATM fees

May 17th, 2017

You know how it feels: You look at your banking statement and gasp when you see all the fees you have been charged for using automatic teller machines (ATMs). Fees for ATMs can really add up, but there are ways you can manage and even reduce them. It all comes down to using your debit […]

Why you should do personal banking online

February 15th, 2017

By taking precautions to protect your personal banking information, you can enjoy the benefits of personal banking. With our bank, personal banking is available for free. From the comfort of your own home, and using your own personal computer, you can: view your account balances and transactions download current and previous monthly statements in PDF […]

Home lending tips: Your mortgage is not your only home cost

January 13th, 2017

Home ownership is the American dream, made possible by home lending from financial institutions such as ours. As Utahns, we work hard to save money for a down payment and seek out the best sources and terms for home lending When looking for a home lending provider that offers the terms and options that are […]

Personal banking tips: How to choose a checking account

December 15th, 2016

A checking account is the personal banking account you’ll make the most day-to-day use of. You’ll use it week in and week out to deposit your paycheck, pay bills, withdraw cash or transfer money. To make the right personal banking choices for yourself, you need to be informed about the fundamental operating principles of checking […]

How to teach children about money and personal banking basics

November 15th, 2016

Personal banking is an essential part of life in the 21st century, so it’s never too early to start teaching your children about money. The earlier you provide guidance on important financial topics, the sooner they will become financially literate and make the right personal banking choices and other financial decisions for their future. Understanding […]

How to protect yourself from personal banking fraud

October 11th, 2016

Credit cards are an integral part of personal banking today, but they can leave you open to fraud. Data breaches at store chains and online retailers generate big headlines and anxiety for personal banking customers because thieves and hackers can use credit card account numbers to make major purchases with other people’s credit accounts, or […]