Why you should do personal banking online

February 15th, 2017

By taking precautions to protect your personal banking information, you can enjoy the benefits of personal banking. With our bank, personal banking is available for free. From the comfort of your own home, and using your own personal computer, you can: view your account balances and transactions download current and previous monthly statements in PDF […]

Home lending tips: Your mortgage is not your only home cost

January 13th, 2017

Home ownership is the American dream, made possible by home lending from financial institutions such as ours. As Utahns, we work hard to save money for a down payment and seek out the best sources and terms for home lending When looking for a home lending provider that offers the terms and options that are […]

Personal banking tips: How to choose a checking account

December 15th, 2016

A checking account is the personal banking account you’ll make the most day-to-day use of. You’ll use it week in and week out to deposit your paycheck, pay bills, withdraw cash or transfer money. To make the right personal banking choices for yourself, you need to be informed about the fundamental operating principles of checking […]

How to teach children about money and personal banking basics

November 15th, 2016

Personal banking is an essential part of life in the 21st century, so it’s never too early to start teaching your children about money. The earlier you provide guidance on important financial topics, the sooner they will become financially literate and make the right personal banking choices and other financial decisions for their future. Understanding […]

How to protect yourself from personal banking fraud

October 11th, 2016

Credit cards are an integral part of personal banking today, but they can leave you open to fraud. Data breaches at store chains and online retailers generate big headlines and anxiety for personal banking customers because thieves and hackers can use credit card account numbers to make major purchases with other people’s credit accounts, or […]

Protect your personal banking debit card: A case study

September 4th, 2016

Walter preferred to use his debit card for shopping as well as personal banking because he thought it was more convenient and safer than carrying cash. One day, after depositing a check and doing other personal banking at an ATM, he went to a store he had never visited and paid for his purchase with […]

Home lending to finance that addition

August 21st, 2016

Is your home bursting at the seams? Does your growing family need more living space? What about a hobby room, a workshop or space for a home-based business? You might want to renovate to save on energy bills or to increase the resale value of your home. But renovations are costly. Home lending options for […]

Home lending: How much mortgage can you afford?

July 25th, 2016

If you’re shopping for a new home, home lending will be one of your biggest questions—as in, “How much money should I spend?” Mortgage home lending is one of the biggest and potentially most confusing questions that people face today. But there are a few rules of thumb you can follow to take the anxiety […]

Choosing a personal banking package

June 23rd, 2016

When it comes to personal banking, there are many options available to you and your family. The right choice will help you not only manage your personal finances but also achieve your personal financial goals. That’s why First Utah Bank listens to you intently to help you choose the personal banking account that will be […]

Banking insights: The difference between good and bad debt

May 23rd, 2016

Do you know the difference between good debt and bad debt? Borrowing is part of banking, along with saving and money management. And while there is nothing wrong with coming to your banking institution for a loan, it’s important to know how debt fits into your overall financial situation. Good debt comes from borrowing money […]