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Lines of Credit

Put your company’s assets to work for you and gain the flexibility and liquidity needed to grow!

A First Utah Bank business revolving line of credit is an excellent way to manage your company’s short-term cash flow needs. With a line of credit from First Utah Bank, you are pre-authorized to borrow up to a specified amount subject to eligible collateral. Typically a line of credit is secured by business assets and may be accessed whenever your business needs cash. Your loan only accrues interest on the amount that you have advanced and there is no penalty for paying down the principal balance to reduce your interest expense.

Typical Line of Credit Uses:

  • Improving cash flow, funding payroll, or seasonal working capital
  • Purchasing inventory or materials
  • Financing accounts receivable
  • Unplanned Events

Typical Line of Credit Collateral:

  • Accounts receivable
  • Inventory
  • Equipment (subject to limitations)
  • Unsecured (available only if certain credit conditions are met)

Have a question? Please complete the form below to send your inquiry to our Commercial Loan team. You’ll hear back from us right away.