Personal Deposit Accounts

Current Rates


Checking Account Options

Kasasa Cash®       Open Now  |  Learn More

You’ll love how easy it is to enjoy all the great benefits that come with a Kasasa Cash account including massive interest, no minimum balance requirement, no monthly fees, and nationwide ATM refunds. Just meet the following qualifications to get more cash in your pocket each month: (1) have at least 12 debit card purchases post and settle, (2) have at least one ACH automatic payment post and settle and (3) receive monthly eStatements.

Kasasa Cash Back®       Open Now  |  Learn More __________________________________________________________________________

Kasasa Cash Back pays you cash back on debit card purchases and nationwide ATM fee refunds, if you qualify. There is no minimum balance requirement and no monthly fees. Just meet the following qualifications each month: (1) have at least 12 debit card purchases post and settle, (2) have at least one ACH automatic payment post and settle and (3) receive monthly eStatements.

Basic Checking           Open Now  |  Learn More __________________________________________________________________________

This free checking account has no minimum balance requirement but offers great benefits such as unlimited check writing, eStatements, unrestricted use of Personal Online Banking, Mobile Banking, Messenger and Bill Payment, and a free debit card.

Checking Plus            Open Now  |  Learn More      __________________________________________________________________________

Put your money to work for you with a Checking Plus account! In addition to the great benefits of our Basic Checking account, Checking Plus also offers a competitive interest rate with a low minimum-balance requirement and free paper statements.

First Place Checking         Open Now  |  Learn More __________________________________________________________________________

First Place Checking is our premier checking account that comes with tiered interest and all of the features and benefits that you’d expect from full-service banking.

Money Market, Savings Account and Certificate of Deposit Options

Personal Money Market Account      Open Now  |  Learn More __________________________________________________________________________

This account is a great tool for consumers who want to save money in an FDIC-insured account that also allows for easy withdrawal of money whenever it’s needed.

Kasasa Saver®       Open Now  |  Learn More __________________________________________________________________________

Kasasa Saver is a companion account to the Kasasa Cash or Kasasa Cash Back account. Here’s how they work together: the rewards earned on your checking account automatically transfer into your Kasasa Saver account each month. If that’s not enough, your Kasasa Saver balance also earns a high rate of interest. It’s an easier way to save!

Basic Savings       Open Now  |  Learn More __________________________________________________________________________

This free savings account has no minimum balance and pays interest to encourage you to save more – for rainy days, college, or whatever.

Flex IRA __________________________________________________________________________

Our flexible interest bearing individual retirement account permits multiple deposits up to the maximum amount permitted under federal tax law. Offering competitive interest rates, the Flex IRA is a great way to save for retirement.

Certificates of Deposit


We offer many terms ranging from 1 – 60 months to suit the individual needs of our customers. There are no service charges associated with certificates of deposits, however, penalties apply for early withdrawal.

Our Stack CD has maturities available ranging from 3 – 60 months and allows one additional deposit per week. Penalties apply for withdrawal of funds prior to maturity.

Do you have an existing account relationship with First Utah Bank? If so, we’d like to reward you with a rate increase above our regular published rates. Please contact your local branch office for additional information.