Basic Checking

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First Utah Bank’s Basic Checking account is a great option for consumers who are looking for a no-frills checking account. No minimum balance to maintain* and the account provides you with a variety of free features.

Account Features:


*Minimum balance to open the account – You must deposit $100.00 to open this account.
Additional terms – This account is non-interest bearing. Includes Electronic Statements for free. Paper statements are available for an additional monthly fee as disclosed on our separate fee schedule. No monthly service charge and no minimum balance requirements.
Fee Schedule – Current fee schedule can be located by calling (801)272-9454 or emailing
Overdraft Fee Transaction Categories
– The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or ACH debit.