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Access the Promontory Interfinancial Network for your large-dollar deposits

Depositors seek safety, returns and liquidity

Whether depositors are looking to secure large-dollar deposits, maintain access to funds, earn a return, or all of these, First Utah Bank offers the right solutions to serve depositors’ needs. 

ICS®, the Insured Cash Sweep® service, and CDARS®, the Certificate of Deposit Account Registry Service®, are smart, convenient ways for depositors to safeguard their large deposits placed into demand deposit accounts (through ICS), money market deposit accounts (also through ICS), or CDs (through CDARS). Businesses; nonprofits; and other large-dollar, safety-conscious depositors regularly place funds through ICS and CDARS.

With ICS and CDARS, depositors can

  • Enjoy peace of mind knowing your funds are eligible for multi-million-dollar FDIC insurance
  • Earn interest
  • Save time by working directly with a single financial institution, First Utah Bank
  • Select demand deposit accounts, money market deposit accounts, and CD terms to match your cash management needs
  • Know the full amount of your deposit can be used to make loans locally or in an underserved community